Credits or a subscription: which costs less?
The honest answer depends on one number: how many files you download in a month. Here is how to find yours, and where the line falls.
Start from your own month
Think back over the last month. How many files did you really need, from which hosts, and how big were they? Not the busiest week of your year: an ordinary month. That count settles most of the question.
One detail matters with credits: a file larger than 5 GB counts as more than one. A 12 GB file takes 3 credits, so in the table below it counts as 3 files.
Leave out the links that failed: with credits they cost nothing, so they have no place in your count.
What credits cost at your count
| Files a month | Credits | Cost |
|---|---|---|
| 3 | 3 | €0.60 to €0.75 |
| 10 | 10 | €2.00 to €2.50 |
| 20 | 20 | €5, one pack of 20 |
| 45 | 45 | €10, one pack of 45 |
| 100 | 100 | €20, one pack of 100 |
Now put the monthly price of the plan you are weighing next to your row. If your row costs less, credits are the cheaper way for you. If it costs more, month after month, the plan is.
When a subscription is the better deal
You download most days. A plan costs the same whether you take ten files or three hundred, and at that pace a flat price is hard to beat. We would rather tell you now than watch you top up every week.
Your files are big. Credits follow size, so a month of 20 GB files adds up four credits at a time. On the hosts we publish, large files are not rare.
Files fetched from these hosts over the 30 days to 29 September 2026.
You always use the same host. Then its own plan deserves a look first: a Rapidgator, 1fichier or Turbobit premium account covers that host alone, for as long as you pay for it.
When credits are the better deal
You need a file now and then. A few links a month cost a few credits, and a month with none costs nothing at all. A plan charges for its month whether you use it or not.
Your links come from several hosts. One balance works from one host to the next, instead of one plan per host.
You would rather not keep an eye on a renewal. Credits are paid once and nothing renews. Bought credits stay in your account until 12 months pass with no top-up and no paid link, and we email you before that.
A link that fails costs nothing, and one nobody downloads comes back after 26 hours, so the credits you buy go to files you actually got.
Where the line falls
Take the monthly price of the plan and divide it by 0.25, then by 0.20. Below the first result, in files a month, credits cost you less even in the smallest pack. Above the second, the plan wins even against the largest pack. In between, it depends on the pack you buy.
An example with round numbers. Twelve files in a month, ten of them small and two of 7 GB each: that is 10 credits plus 2 × 2, so 14 credits, between €2.80 and €3.50. A pack of 45 would cover a little over three months like that, and nothing is lost if the fourth month is quiet.
Monthly plan price ÷ 0.25below this many files, credits cost less
Monthly plan price ÷ 0.20above this many files, the plan costs less
Not sure yet? Try it with the free credits
The 2 credits added when you verify your email work on a real link. If it fails, they stay yours.
Also read: How a credit works, from balance to file Supported hosts